FCA Information

We are proud to be authorized and regulated by the Financial Conduct Authority, ensuring you receive the highest standards of service and protection.

FCA Regulated: We are authorized and regulated by the Financial Conduct Authority for credit broking activities.

Our FCA Authorization
  • We are authorized and regulated by the Financial Conduct Authority (FCA)
  • Our FCA registration number is available on request
  • We are authorized to act as a credit broker, not a lender
  • We work with a panel of carefully selected finance providers
  • All our finance activities are conducted under FCA supervision
Credit Broking Services
  • We act as an independent credit broker for vehicle finance
  • We search across multiple lenders to find suitable finance options
  • We do not charge fees for credit broking services
  • We may receive commission from finance providers
  • All commission arrangements are disclosed transparently
Consumer Protection
  • You are protected under FCA consumer credit regulations
  • You have a 14-day cooling-off period for finance agreements
  • You have the right to settle your finance early
  • You can complain to the Financial Ombudsman Service if needed
  • All finance products include appropriate consumer protections
Regulatory Compliance
  • We follow all FCA conduct of business rules
  • We maintain appropriate professional indemnity insurance
  • Our staff receive regular compliance training
  • We keep detailed records of all finance transactions
  • We undergo regular compliance monitoring and reviews

Finance Products We Offer

All finance products are provided by our FCA authorized lending partners

Hire Purchase (HP)

Own the vehicle at the end of the agreement

  • Fixed monthly payments
  • No mileage restrictions
  • Full ownership after final payment
  • Can modify the vehicle
Personal Contract Purchase (PCP)

Lower monthly payments with flexible end options

  • Lower monthly payments
  • Guaranteed future value
  • Return, exchange, or keep options
  • Mileage restrictions apply
Personal Loan

Unsecured lending for vehicle purchase

  • Own the vehicle immediately
  • No restrictions on the vehicle
  • Fixed interest rate
  • Early settlement options

Important Finance Information

Please read this important information about our finance services

Before You Apply
  • Finance is subject to status and available to UK residents aged 18+
  • Credit checks will be performed as part of the application process
  • Your home may be at risk if you do not keep up repayments
  • Consider whether you can afford the monthly repayments
  • Read all terms and conditions carefully before signing
Your Rights
  • 14-day cooling-off period from signing your agreement
  • Right to settle your finance agreement early
  • Right to complain to the Financial Ombudsman Service
  • Protection under the Consumer Credit Act
  • Right to receive clear information about costs and terms
Regulatory Information

Financial Conduct Authority

The FCA regulates financial services in the UK to protect consumers and ensure market integrity.

Website: www.fca.org.uk
Consumer Helpline: 0800 111 6768

Financial Ombudsman Service

Free service to help resolve complaints about financial products and services.

Website: www.financial-ombudsman.org.uk
Phone: 0800 023 4567

Finance Enquiries

Have questions about finance or need help with your application? Our FCA-trained advisors are here to help.

📞 02034 111980✉️ sales@speedyfixautosales.co.uk📍 2E, Tomo Industrial Estate, Packet Boat Lane, Cowley, Uxbridge, London UB8 2JP, United Kingdom

Important: We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products which may have different interest rates and charges.