Car Finance Made Simple

Get competitive rates from 9.9% APR with flexible terms to suit your budget. Choose from Hire Purchase or Personal Contract Purchase options.

Choose Your Finance Option

Compare Hire Purchase and Personal Contract Purchase to find what works for you

HP
Hire Purchase

Own the car at the end of the agreement

Advantages

  • You own the car at the end
  • No mileage restrictions
  • Can modify the vehicle
  • Build equity in the car

Considerations

  • Higher monthly payments
  • Responsible for depreciation
  • Can't return the car easily

Best for:

People who want to own their car and keep it long-term

Learn More About HP
PCP
Personal Contract Purchase

Lower monthly payments with flexible end options

Advantages

  • Lower monthly payments
  • Flexible end options
  • Protected from depreciation
  • Can upgrade easily

Considerations

  • Mileage restrictions apply
  • Excess wear charges possible
  • Don't own until final payment

Best for:

People who like to change cars regularly and want lower payments

Learn More About PCP

Calculate Your Payments

See what your monthly payments could be with our finance calculator

Finance Calculator
£570
£399

Representative APR 9.9%. Total amount payable: £29,839.75.

This is for illustration purposes only and does not constitute a quote.

How It Works

Getting finance for your next car is simple with our 3-step process

1

Choose your car

Browse our inventory and find the perfect vehicle for you

2

See example monthly payments

Use our calculator to see what your payments could be

3

Apply with our partner

Quick online application with instant decision in most cases

Finance FAQs

Common questions about car finance